Thanks to a policy update, this popular credit card company can come visit you at home or work anytime it wants to.  All you who have Capital One credit cards will be harassed for payments at home or at work if you get behind or can't pay..... There is a fair debt collections act right now that protects people from out rageous debt collectors but apparently they wrote this into the contracts so they can do it with your approval by signing the contract. WOW! Thank God I don't have one of these!  What's in your wallet??